:root{--ink:#122036;--muted:#5d6878;--line:#dfe5ec;--paper:#fff;--soft:#f2f6f8;--navy:#08213f;--amber:#d98b00;--max:1160px;color:var(--ink);background:var(--paper);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,Segoe UI,sans-serif}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{color:var(--ink);background:#fff;margin:0;line-height:1.65}a{color:inherit}.skip{position:absolute;left:-9999px}.skip:focus{z-index:100;background:#fff;padding:10px;top:12px;left:12px}.site-header{z-index:50;border-bottom:1px solid var(--line);background:#fffffff7;position:sticky;top:0;box-shadow:0 8px 24px #1220360f}.header-inner{max-width:var(--max);justify-content:flex-start;align-items:center;gap:18px;min-height:82px;margin:auto;padding:10px 20px;display:flex}.brand img{border-radius:0;width:220px;height:auto;display:block}.desktop-nav{gap:6px;display:flex}.desktop-nav a,.mobile-nav a{border-radius:10px;padding:10px 12px;font-weight:750;text-decoration:none}.desktop-nav a:hover{background:var(--soft)}.mobile-nav{display:none;position:relative}.mobile-nav summary{cursor:pointer;border:1px solid var(--line);border-radius:10px;padding:10px 14px;font-weight:800}.mobile-nav nav{border:1px solid var(--line);background:#fff;border-radius:14px;min-width:210px;padding:8px;position:absolute;top:62px;right:0;box-shadow:0 16px 40px #1220362e}.mobile-nav a{display:block}.container{width:min(var(--max),calc(100% - 40px));margin:auto}.section{padding:72px 0}.soft{background:var(--soft)}.eyebrow{color:#9b6500;text-transform:uppercase;letter-spacing:.1em;margin:0 0 10px;font-size:.78rem;font-weight:850}.hero{color:#fff;isolation:isolate;background-position:50%;background-size:cover;align-items:end;min-height:600px;display:grid;position:relative}.hero:before{content:"";z-index:-1;background:linear-gradient(90deg,#05162bf0 0%,#05162bad 52%,#05162b33);position:absolute;inset:0}.hero-copy{width:min(760px,100%);padding:100px 0 84px}.hero h1,.page-hero h1{letter-spacing:-.055em;margin:.1em 0 .35em;font-size:clamp(2.5rem,6vw,5.4rem);line-height:1.01}.hero p{max-width:650px;font-size:clamp(1.08rem,2vw,1.28rem)}.btn{background:var(--amber);border-radius:12px;padding:13px 20px;font-weight:850;text-decoration:none;display:inline-flex;color:#111!important}.page-hero{background:linear-gradient(135deg,#edf4f7,#fff7e8);padding:84px 0 58px}.page-hero p{max-width:720px;font-size:1.1rem}.grid{gap:24px;display:grid}.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.card{border:1px solid var(--line);background:#fff;border-radius:18px;overflow:hidden;box-shadow:0 14px 38px #1220360f}.card-body{padding:20px}.card img{aspect-ratio:16/9;object-fit:cover;width:100%;height:auto;display:block}.card h2,.card h3{margin:.2em 0 .4em;line-height:1.18}.card p{color:var(--muted)}.card-excerpt{-webkit-line-clamp:3;-webkit-box-orient:vertical;display:-webkit-box;overflow:hidden}.chip{color:#7b5000;background:#fff4d9;border-radius:999px;padding:6px 10px;font-size:.78rem;font-weight:800;display:inline-flex}.filter-bar{flex-wrap:wrap;gap:9px;margin-bottom:26px;display:flex}.filter-bar button{border:1px solid var(--line);font:inherit;cursor:pointer;background:#fff;border-radius:999px;padding:9px 13px;font-weight:750}.filter-bar button[aria-pressed=true]{background:var(--navy);color:#fff}.article-shell{grid-template-columns:minmax(190px,260px) minmax(0,760px);align-items:start;gap:42px;display:grid}.article-rail{gap:16px;display:grid;position:sticky;top:104px}.toc{background:#fff7e8;border:1px solid #f0d7a9;border-radius:16px;padding:18px}.toc strong{margin-bottom:8px;display:block}.toc a{color:#42516a;padding:5px 0;line-height:1.25;text-decoration:none;display:block}.essential{background:#eaf4f1;border:1px solid #b8d9d1;border-left:5px solid #167b68;border-radius:14px;padding:17px}.essential strong{margin-bottom:6px;display:block}.essential p{color:#29483f;margin:0}.article-body{min-width:0;font-size:clamp(1.04rem,1.4vw,1.16rem)}.article-body>p:first-child{color:#34445a;font-size:1.18em}.article-body h2{margin:2.2em 0 .6em;font-size:clamp(1.55rem,3vw,2.25rem);line-height:1.15}.article-body h3{margin-top:1.7em}.article-body blockquote{background:#eaf4f1;border-left:5px solid #167b68;border-radius:0 14px 14px 0;margin:24px 0;padding:20px 22px}.article-body blockquote p{margin:0}.article-image{margin:36px 0}.article-image img{aspect-ratio:16/9;object-fit:cover;border-radius:16px;width:100%;height:auto;display:block}.article-image figcaption{color:var(--muted);margin-top:7px;font-size:.85rem}.related{border-top:1px solid var(--line);margin-top:64px;padding-top:28px}.related-grid{grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;display:grid}.related a{border:1px solid var(--line);background:#fff;border-radius:14px;padding:15px;font-weight:750;text-decoration:none;display:block}.legal-picture img{border-radius:16px;width:min(100%,1000px);height:auto;margin:auto;display:block;box-shadow:0 18px 50px #1220361f}.sr-only{clip:rect(0,0,0,0)!important;white-space:nowrap!important;border:0!important;width:1px!important;height:1px!important;margin:-1px!important;padding:0!important;position:absolute!important;overflow:hidden!important}footer{background:var(--navy);color:#eef4fa;padding:54px 20px 22px}.footer-grid{max-width:var(--max);grid-template-columns:2fr 1fr 1fr;gap:36px;margin:auto;display:grid}.footer-grid nav a{margin:7px 0;text-decoration:none;display:block}.footer-logo{background:#fff;border-radius:8px;width:190px}.copyright{max-width:var(--max);color:#bdc9d5;border-top:1px solid #ffffff2e;margin:32px auto 0;padding-top:18px}@media (width<=760px){.desktop-nav{display:none}.mobile-nav{display:block}.header-inner{min-height:70px}.brand img{width:170px}.hero{background-position:58%;min-height:540px}.hero-copy{padding:80px 0 58px}.section{padding:52px 0}.grid-2,.grid-3,.article-shell,.related-grid,.footer-grid{grid-template-columns:1fr}.article-shell{gap:22px}.article-rail{order:0;position:static}.article-body{order:1}.page-hero{padding:58px 0 42px}.page-hero h1{font-size:clamp(2.3rem,12vw,3.8rem)}.container{width:min(100% - 28px,var(--max))}}